Get Your Home Ready for Fall

School is back in, the leaves are starting to change, and the Fall season will soon be upon us. During these seasonal transition months leading up to winter we may face a variety of weather events such as freezing rain, fog, and wind storms.

Frozen pipes, slip and fall injuries, roof damage, and automobile collisions are a few of the claims that can occur during this time. Wind storms are common in Manitoba.

The following are some tips on protecting yourself against the elements to prevent unnecessary complications:
1. If applicable, have your chimney cleaned by a professional before using your fireplace

2. Check your roof. If there are any problems hire a professional contractor to fix them. This includes flashing and seals around the chimney or skylights. If your shingles are older, curling, or worn, you may want to have them replaced before winter.

3. Have your furnace checked and inspected prior to the start of “heating season”

4. Check your eaves trough and downspouts. If there are any leaves and sticks in your eaves trough, remove them. This will allow proper water drainage and prevent water entering your home. Also make sure your downspouts extend to be at least a few feet from your home.

5. Trim your tree limbs hanging over your home, or have a professional attend to them. If there are limbs over your power lines call Manitoba Hydro. These limbs can cause damage if they fall during snow and ice storms.

6. Store and secure your outdoor furniture and BBQ. Anything left outdoors can be damaged during a wind storm.

We can all do everything possible to reduce the risk of damage, however, nothing is certain. If damage does occur, make sure you and your family are safe and unharmed, then contact us or your insurance underwriting company directly to report the damage.