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Today, we’re giving you all the information you need to make your next big decision an educated one. We’re answering all of your homeowner insurance FAQs, like whether or not it’s actually required, how to get it, and how long it takes to get insured, so you can move with confidence.
Have more questions? Contact us! We’re always happy to help.
If you’re a homeowner, you’ll need home insurance that covers:
Liability insurance is a really important part of home ownership. It helps protect you if an accident takes place on your premises.
If you need extra coverage for things like art, expensive tools, or jewelry, you can always add to your policy. See our home insurance coverage and policy options for more information on this.
As soon as possible! When you buy a new home, you need to insure it before you move in. This ensures that:
Start looking into home insurance options at least 2 weeks before your possession date, but sooner if you can. If you already have home insurance but you’d like to look into other options, start your search 30-45 days prior to your insurance renewal date.
To get home insurance, give your insurer as many details as you can about the home you’re looking to insure. Things like:
A Realtor is a great resource, and someone you can turn to for guidance on this. They can help you find all this information, and more.
You can also leverage the Winnipeg Assessment and Taxation department to assist with gathering details and information on your home.
To start the process of insuring your home, you should:
The time frame can vary based on the complexity of your insurance needs, but in general, you can expect to get a customized quote from us within 24 hours of reaching out.
Once you have your quote, securing the actual coverage really doesn’t take long at all. Applying only takes a few minutes, and typically, insurance companies can get your coverage in place within a couple of days (again, depending upon the complexity of your policy).